Start Optimisation
Features Advantages FAQ Contact Start Optimisation

Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Choice Bloxen website, software, and related services (collectively, the "Service"). Please read them carefully before using the Service. This is a general template and should be reviewed and adapted to your specific circumstances and applicable law before publication.

Last updated: [insert date]

1. Acceptance of Terms

By accessing or using the Choice Bloxen Service, creating an account, or otherwise indicating your agreement, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Description of the Service

Choice Bloxen provides software tools that apply automated dollar-cost averaging logic and predictive risk modelling to assist users with systematic allocation decisions. The Service is provided on an "as is" and "as available" basis. Choice Bloxen does not act as a licensed broker, investment adviser, or custodian, and nothing within the Service constitutes financial, investment, tax, or legal advice.

3. No Investment Advice or Guarantee

All outputs, models, schedules, and projections generated by the Service are provided for informational purposes only. Past performance, simulated results, and modelled projections are not reliable indicators of future results. Choice Bloxen makes no representation or warranty, express or implied, regarding the accuracy, completeness, or suitability of any output for your particular circumstances. You are solely responsible for any decisions made using the Service, and you should seek independent professional advice before making financial decisions.

4. Eligibility and Account Registration

To use certain features of the Service, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorised use of your account.

You represent that you are of legal age in your jurisdiction and have the legal capacity to enter into these Terms.

5. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable regulation;
  • Attempt to reverse engineer, decompile, or extract the underlying models or source code of the Service;
  • Interfere with, disrupt, or place undue load on the Service's infrastructure;
  • Resell, sublicense, or redistribute the Service without prior written consent;
  • Misrepresent your identity or impersonate any person or entity while using the Service.

6. Fees and Payment

Certain features of the Service may require payment of fees as described at the time of purchase or subscription. All fees are exclusive of applicable taxes unless stated otherwise. Fees already paid are generally non-refundable except where required by applicable law or expressly stated otherwise in writing.

7. Intellectual Property

All content, software, models, trademarks, and materials associated with the Service are the property of Choice Bloxen or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable licence to use the Service in accordance with these Terms.

8. Third-Party Services

The Service may integrate with or reference third-party platforms, data providers, or financial infrastructure. Choice Bloxen does not control and is not responsible for the content, accuracy, or availability of any third-party service, and your use of such third-party services may be subject to separate terms.

9. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Service is provided without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Choice Bloxen, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or capital, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Nothing in these Terms is intended to limit liability that cannot be excluded under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Choice Bloxen and its affiliates, officers, and employees from any claims, damages, liabilities, and expenses arising out of your breach of these Terms or your misuse of the Service.

12. Suspension and Termination

Choice Bloxen may suspend or terminate your access to the Service at its discretion, with or without notice, where it reasonably believes you have violated these Terms, posed a risk to the Service, or for any other legitimate operational reason. You may terminate your account at any time by discontinuing use of the Service and following any applicable account closure procedures.

13. Changes to the Service and Terms

Choice Bloxen reserves the right to modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time; material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of laws principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of [insert jurisdiction], unless otherwise required by mandatory applicable law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.