Privacy Policy

1. Introduction

Choice Bloxen provides AI-driven dollar-cost averaging tools and predictive risk modelling intended to support systematic, passive capital growth strategies. This Policy applies to all information collected through our website, applications, and any related services (collectively, the "Service"). By accessing or using the Service, you acknowledge that you have read and understood this Policy.

2. Information We Collect

We may collect the following categories of information:

• Account Information: name, email address, and credentials provided when you register for an account.
• Usage Data: information about how you interact with the Service, including pages visited, features used, and timestamps.
• Device and Technical Data: IP address, browser type, operating system, and device identifiers.
• Financial Configuration Data: parameters you input into the Service to configure allocation strategies, such as risk tolerance settings or contribution schedules. We do not require or store direct access credentials to external brokerage or banking accounts unless explicitly stated at the point of collection.
• Communications: correspondence you send to us, including support requests and feedback.

3. How We Use Information

Information collected is used for purposes including, but not limited to:

• Providing, operating, and maintaining the Service;
• Personalising and improving modelling outputs and user experience;
• Communicating with you about updates, security notices, or administrative matters;
• Monitoring usage patterns to detect, prevent, and address technical or security issues;
• Complying with applicable legal obligations.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate and enhance the Service. Cookies may be used to remember preferences, maintain session state, and analyse aggregate usage trends. You can control cookie behaviour through your browser settings; however, disabling certain cookies may limit functionality of the Service.

5. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following: performance of a contract with you, your consent, our legitimate interests in operating and improving the Service, and compliance with legal obligations.

6. Sharing and Disclosure

We do not sell personal information. We may share information with:

• Service Providers: third parties that perform functions on our behalf, such as hosting, analytics, or customer support, under appropriate confidentiality obligations;
• Legal and Regulatory Authorities: where required to comply with applicable law, regulation, legal process, or governmental request;
• Business Transfers: in connection with a merger, acquisition, or sale of assets, subject to continued protection of personal information under this Policy or a substantially similar one.

7. Data Retention

We retain personal information for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the duration of your relationship with us and applicable legal, accounting, or reporting requirements.

8. Data Security

We implement reasonable administrative, technical, and organisational measures designed to protect personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

Your information may be processed and stored in jurisdictions other than your own. Where such transfers occur, we aim to apply appropriate safeguards consistent with applicable data protection requirements.

10. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to processing, as well as the right to data portability and the right to withdraw consent where processing is based on consent. To exercise any applicable rights, please contact us using the details provided on our Contact page.

11. Children's Privacy

The Service is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take reasonable steps to delete it.

12. Third-Party Links

The Service may contain links to third-party websites or services that are not owned or controlled by Choice Bloxen. We are not responsible for the privacy practices of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date, and continued use of the Service after such changes constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out through the contact details listed on our Contact page.